Medicare Solutions
from Diane "Dee" Lee
Phone: (623) 251-6612 TTY:711

Serving all of Phoenix
and the greater Phoenix area
Maricopa and Yavapai Counties

Email: dleeski@reagan.com

Medicare Insurance PlansI can help you choose the plan that is right for you. Click below to see more.



Non-Medicare Health InsuranceIf you're too young for Medicare, there are health insurance plans designed for you too. Click below to see more.

Frequently Asked Questions

Where can I get help making the best choices about my health insurance?

When is the annual enrollment period for Medicare plans?

What if a doctor does not accept Medicare patients?

What does it mean when a provider either accepts or does not accept assignment?

Can I switch plans at any time?

What is the Part D penalty?

How long has Diane Lee been doing business?

Why should I deal with Diane Lee?

What areas of Arizona do you service?


Where can I get help making the best choices about my health insurance?

I can help you, and you are in good hands. I take pride in helping people select the most appropriate plans for their individual circumstances. It is all about your needs.


When is the annual enrollment period for Medicare plans?

The annual enrollment period is from October 15th through December 7th for an effective date of January 1st of the following year. This applies to joining, switching, or dropping Medicare Advantage plans and Part D Prescription Drug plans. You can also drop a Medicare Advantage plan and switch to original Medicare between January 1 and February 14. If you switch to original Medicare during that period, you have until February 14 to sign up for a Part D Prescription Drug plan.

You can enroll in a Medicare Supplement plan any time if you are not enrolled in a Medicare Advantage plan.


What if a doctor does not accept Medicare patients?

If you have a Medicare Supplement Plan (not a Medicare Advantage Plan), you can still see any doctor you like. You will have to pay the doctor's bill and then submit a claim to Medicare to be reimbursed. Click here, Form CMS 1490S, to obtain the claim form from the Medicare web site.

If you have a Medicare Advantage Plan, you must use the doctors and other providers that are members of the Plan's network.


What does it mean when a provider either accepts or does not accept assignment?

Accepts Medicare Assignment

Accepting Medicare assignment means that the doctor or provider agrees to charge the patient only the deductible, and 20% coinsurance, and then waits for payment from Medicare. They will not bill for anything over the Medicare payment. The majority of providers in the United States accept Medicare assignment. Providers that accept assignment will accept all types of Medicare plans and Medicare Supplement plans.

If you have a Medicare Advantage Plan, you must use the doctors and other providers that are members of the Plan's network.

Does Not accept Assignment

The doctor submits the claim for more than the amount Medicare allows. Medicare pays their allowable amount, and you must pay the provider your 20% coinsurance. The provider is also allowed to bill you 15% over the Medicare allowable. Some Medicare Supplement (Medigap) plans, especially Plan F, will pay for that 15%, otherwise it is your responsibility. These providers generally do not accept Medicare Advantage plans.


Can I switch plans at any time?

You can only change Medicare Advantage plans during the annual enrollment period, or during a special enrollment period (for example, if you have just moved to a new area, you have lost employer coverage, or you are newly enrolling in Medicare). People turning 65 have a seven month enrollment period, which is the three months before their birthday month, their birth month, and the three months after.

You can switch Medicare Supplement plans any time.


What is the Part D penalty?

Enrolling in Medicare Part D prescription drug coverage is voluntary and optional, and you do not have to have a Part D prescription drug plan. However, if you decide not to enroll in Part D, it is important you be aware that there is a penalty of 1% of the average Part D plan premium per month from the time you first enroll in Medicare Part B until you finally enroll in a Part D plan. That amount can change each year. The penalty will apply to your premiums as long as you have coverage. The longer you wait to enroll in Part D the more the penalty will increase. It is not a one-time penalty, your premiums for Part D will be higher for the rest of your life.


How long has Diane Lee been doing business?

I have been selling Medicare plans, Health insurance, and Long Term Care insurance since 2009. I also have thirty years experience working as a real estate agent.


Why should I deal with Diane Lee?

You will benefit from personalized service and my expert familiarity with Medicare and with the insurance products I sell. I concentrate on making sure you get the health plan that best fits your particular needs. I will educate you about all of your options so you can select a plan that is equal to or better than what you currently have.


What areas of Arizona do you service?

I am licensed to do business throughout the state of Arizona. I primarily work in and around Phoenix, plus the rest of Maricopa and Yavapai counties.


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