Medicare Solutions
from Diane "Dee" Lee
Phone: (623) 251-6612 TTY:711

Serving all of Phoenix
and the greater Phoenix area
Maricopa and Yavapai Counties

Email: dleeski@reagan.com

Medicare Insurance PlansI can help you choose the plan that is right for you. Click below to see more.



Non-Medicare Health InsuranceIf you're too young for Medicare, there are health insurance plans designed for you too. Click below to see more.

Medicare Advantage (Medicare Part C)

What is a Medicare Advantage Plan?

A Medicare Advantage plan is a health insurance plan you can obtain as part of Medicare. Also referred to as Medicare Part C, Medicare Advantage plans are offered by private companies approved by Medicare.

If you join a Medicare Advantage plan, the plan will provide all of your hospital insurance (Part A) and medical insurance (Part B) coverage. Medicare Advantage plans may offer extra coverage, such as vision, hearing, dental, and health and wellness programs. They can also include Medicare prescription drug coverage (Part D).

Medicare pays a fixed amount for your plan every month to the companies offering Medicare Advantage plans. These companies must follow rules set by Medicare. However, each Medicare Advantage plan can charge different out-of-pocket costs and have different rules for how you get services (like whether you need a referral to see a specialist or if you have to go to only doctors, facilities, and other providers that belong to the plan for non-emergency or non-urgent care). These rules can change each year.

Different Types of Medicare Advantage Plans

There are other less common types of Medicare Advantage plans that may be available:

  • HMO Point of Service (HMOPOS) Plan - An HMO plan that may allow you to get some services out-of-network for a higher cost.

  • Medical Savings Account (MSA) Plan - A plan that combines a high deductible health plan with a special savings account fund you can use to pay for covered expenses tax-free. Medicare deposits money into the account (usually less than the deductible). You can use the money to pay for your health care services during the year.

Not every type of Medicare Advantage Plan is available in every county in Arizona. Call me to find out what plans are available where you live.


More about how Medicare works is in the Medicare Made Clear Show Me Guide
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