Turning 65? Here’s what you need to know about Medicare

Medicare broker, Medicare, Medicare Advantage, Medicare Enrollment | 0 comments

When it comes to choosing the best Medicare plan for you for the first time, it’s important to plan ahead. An individual turning 65 can begin enrolling in Medicare three months before their birthday. This is known as an Initial Enrollment Period and it includes your birthday month and ends three months after your birth month.

If you enroll during the first three months of your Initial Enrollment Period, your coverage begins on the first day of your birth month. If you delay in enrolling your coverage may be delayed.

If you miss out on enrolling during your Initial Enrollment Period and don’t qualify for a Special Enrollment Period, you can enroll during the General Enrollment Period, which runs from January 1 to March 31, but you may have to pay a higher premium.

A Special Enrollment Period is usually for those people who have other coverage through an employer.

The exact timelines to enroll and the many options of Medicare plans available may be overwhelming. It’s a good idea to start a conversation with an experienced Medicare insurance broker a month or two before your enrollment period begins.

Diane “Dee” Lee Insurance, is an experienced licensed Medicare insurance broker and representative providing Medicare (parts A and B), supplemental Medicare, Medicare Advantage (part C) and Medicare Prescription (part D) plans. Diane Dee Lee Insurance also provides healthcare plans to cover dental vision, hospital stays and more. Serving as a Medicare Broker in Deer Valley, Peoria, Glendale, the Phoenix-metro area, as well as the counties of Pima, Pinal, Coconino, Gila, Mohave, Apache, Navajo, Maricopa and Yavapai, Dee is Licensed and appointed with multiple insurance carriers, Dee is available to meet in person (with necessary social distancing guidelines) or virtually. Please call (623) 251-6612 or email dleeski@reagan.com