What if I miss open enrollment?

Dec 1, 2021 | Open Enrollment for Medicare, Medicare Advantage, Medicare Part B

Right now is the Medicare Open Enrollment Period. From now until December 7, you can sign up for a Medicare Advantage plan, drop your Medicare Advantage plan and switch to Medicare Parts A or B, Change from one Medicare Part D plan to another or drop your Part D plan altogether. It’s time to ask yourself if your plan has all the coverage you need. Does it cover your prescriptions? Do you enjoy your doctor? Are there any additional benefits you feel like you’re missing out on? Has your budget changed?

If you miss this enrollment period, you are not completely stuck with your current plan.

Do you quality for a Special Enrollment Period? (SEP)

You may qualify for a Special Enrollment Period, and have time to find a new Medicare Part B plan, if you are leaving job-based insurance, you discover a 5-star plan available to you, you moved out of your current plan’s service area, you moved into a long-term care facility, you just got out of jail or your plan is ending its contract with Medicare

You can change to a new Medicare Advantage Plan or enroll in Medicare Part B

If you already have a Medicare Advantage plan and you’d like to switch to a different Medicare Advantage plan or return to Original Medicare, you may do so between January 1 and March 31. During this time you could also enroll in a Medicare Part B plan. Be sure and discuss this with a trusted agent. If you enroll during this period your coverage may not start until July 1 and you may have to pay a penalty.

If you’re unsure what your plan covers, please reach out to Dee. She’ll sit with you, discuss your options, and find a plan that works best for you. Call today!

Diane “Dee” Lee Insurance, is an experienced licensed insurance agent and representative providing Medicare (parts A and B), supplemental Medicare, Medicare Advantage (part C) and Medicare Prescription (part D) plans. Diane Dee Lee Insurance also provides healthcare plans to cover dental vision, hospital stays and more. Serving as a Medicare Broker in Deer Valley, Peoria, Glendale, the Phoenix-metro area, as well as the counties of Pima, Pinal, Coconino, Gila, Mohave, Apache, Navajo, Maricopa and Yavapai. Licensed and appointed with multiple insurance carriers, Dee is available to meet in person (with necessary social distancing guidelines) or virtually. Please call (623) 251-6612 or email dleeski@reagan.com